Private health insurance gives people choice and peace of mind when it comes to their healthcare.
Having private heath insurance means:
All Australians are eligible for private health insurance and over 14.5 million Australians have private health cover.
Finding a private health insurance policy
The government’s Private Health website is the most comprehensive comparison tool for consumers. It’s the only independent source of data & contains details of every health insurance policy available in Australia.
Consumers are also encouraged to contact health funds directly to discuss their healthcare needs and the policy that is best suited to them.
Unlike other types of insurance, private health insurance is community rated. This means everyone pays the same price for the same policy regardless of age, health status or other risk factors.
Private Healthcare Australia Member Funds
The private health industry is regulated by the Australian Government although rules regarding membership vary between funds and in some cases will vary between states. For example, all health funds have certain waiting periods and other conditions that apply before benefits are payable.
If you are thinking about joining a health fund or would like more information contact our member funds.