Need a Health Fund?

Private health insurance is available for all Australians who wish to cover the costs of becoming a private patient. Being a private patient means you have more control in choosing your treating doctor in hospital and in some instances can reduce your waiting time for elective surgery by having treatment in a private hospital.

Private health insurance also offers cover for some or all of the costs of other services not covered by Medicare, such as ambulance services, dental, optical items, physiotherapy and a wide range of other services.

Unlike other insurances, your premium is not affected by your age, health status or other risk factors. This is called community rating and it protects from having to pay higher premiums if you make a claim, or as you get older, or if you get sick.

Private Healthcare Australia Member Funds Contact Details

Private health insurance is provided through organisations registered under the Private Health Insurance Act 2007. The financial performance of registered health funds is monitored by the Private Health Insurance Administration Council (PHIAC), an independent Australian Government body, to ensure solvency and capital adequacy requirements are met. All members of Private Healthcare Australia are registered as health benefits organisations with the Commonwealth Government and therefore comply with Government standards and regulations on benefits and solvency.

The Australian Government regulates private health funds but rules regarding membership vary between funds and in some cases will vary between States. For example, all health funds have certain waiting periods and other conditions that apply before benefits are payable.

If you wish to join a health fund, or wish detailed information about what our members offer, try the links below:

PRIVATE HEALTHCARE AUSTRALIA MEMBER FUNDS
Phone
Number
Website
Australian Health Management134 246www.ahm.com.au
Australian Unity Health Ltd13 29 39www.australianunity.com.au
Bupa (HBA, MBF and Mutual Community are part of Bupa)134 135www.bupa.com.au
CBHS Health Fund Ltd1300 654 123www.cbhs.com.au
CDH Benefits Fund(02) 4990 1385www.cdhbf.com.au
GMHBA Ltd1300 446 422www.gmhba.com.au
GU Health1800 249 966www.guhealth.com.au
HBF13 34 23www.hbf.com.au
HCF13 13 34www.hcf.com.au
Healthguard Health Benefits Fund LtdCentral West Health133 206www.centralwesthealth.com.au
GMF Health1300 653 099www.gmfhealth.com.au
Health Partners Limited1300 113 113www.healthpartners.com.au
HIF1300 134 060www.hif.com.au
Latrobe Health Services Limited1300 362 155www.latrobehealth.com.au
Medibank Private132 331www.medibank.com.au
Mildura District Hospital Fund Ltd(03) 5023 0269mdhf@mdhf.com.au
NIB Health Funds13 14 63www.nib.com.au
RT Health Fund1300 886 123www.rthealthfund.com.au
St.LukesHealth1300 651 988www.stlukes.com.au
Teachers Health Fund1300 728 188www.teachershealth.com.au
Teachers' Union Health1300 360 701www.tuh.com.au
Transport Health1300 806 808www.transporthealth.com.au

(*Click here to get our member funds' contact details when telephoning from overseas, i.e. outside Australia)

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